Investment service
Portfolio Management Services (PMS)
A portfolio manager runs your portfolio to an agreed mandate, with securities held in your own name.
Portfolio Management Services are a SEBI-regulated service in which a registered portfolio manager manages a client’s portfolio - discretionarily, non-discretionarily, or in an advisory capacity - according to an agreed investment mandate, risk profile and objectives. Unlike a mutual fund, where you hold fund units, PMS typically holds the underlying securities directly in your own demat account, so you can see exactly what you own.
What this includes
- Portfolio built and managed to an agreed mandate, not a pooled, one-size scheme
- Securities are typically held directly in the client’s own demat account
- Discretionary, non-discretionary and advisory structures, depending on the portfolio manager and plan
- Periodic portfolio reporting and ongoing monitoring by the manager
What to weigh up
- SEBI (Portfolio Managers) Regulations set a minimum investment threshold for PMS - currently ₹50 lakh - subject to applicable regulations and the specific product’s terms; always confirm the current figure before committing.
- Returns are not guaranteed. Equity-linked portfolios carry market risk, and past performance of any strategy is not indicative of future results.
- Fees (fixed, performance-linked, or both), the exact mandate and the portfolio manager vary by plan - read the disclosure document before signing.
- PLACEHOLDER - the specific PMS strategies, portfolio managers and fee structures available through SNNB Fintech are to be confirmed by the client.
Who this generally suits
Investors able to meet the regulatory minimum who want a professionally managed, individually held portfolio rather than a pooled scheme.
This is a general description, not a suitability assessment or a recommendation for your circumstances.
Ready to start investing?
Share a few contact details and our team will guide you through account opening.